In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review Oct. 7, 2008 / 8 Tishrei 5769

Taking stock of testosterone

By Tom Purcell

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http://www.JewishWorldReview.com | Here's another cause of our financial woes: testosterone.

A new study, detailed online in the journal Evolution and Human Behavior, found that higher levels of testosterone correlate with riskier financial behavior. Men with more testosterone make riskier investments than those with lower levels.

To be specific, men with 33 percent more testosterone than average fellows invested 10 percent more of their dough. Men with manly facial features invested 6 percent more than their round-faced peers.

Higher risk can pay off. Another study shows that traders make more dough on days when their testosterone levels are at their highest — when they take bigger gambles.

And in the old days — before our government bailed people out — high risk used to be the only way to attain high gains.

So how has testosterone contributed to our current financial mess? Researchers didn't get into that level of detail, so allow me to take a stab at it.

Was it testosterone that caused our Congress to put trillions of dollars of taxpayer dough at risk? Was it an overabundance of the male sex hormone that caused it to muscle banks into lending money to people who couldn't repay the loans?

We know that testosterone causes irrational thinking and that describes perfectly the actions of many Democrats in Congress, particularly Rep. Barney Frank. In return for favors and campaign dough, he thwarted any attempt by anyone to stop the insanity at Fannie Mae and Freddie Mac.

Surely, the insanity at Fannie and Freddie was caused by maddening amounts of testosterone that pumped through the politically connected cronies who ran the quasi-government organizations.

Though woefully undercapitalized, they happily bought up packages of the subprime loans that Barney and his pals made banks originate. They did so to maximize paper profits so they could enjoy millions in bonuses. When their rickety house of cards collapsed, the taxpayer was left holding the bag.

It's obvious the birds on Wall Street were testosterone-crazed. As the government-induced funny money drove housing values to absurd highs, even the oldest, most respected investment houses got caught up in a frenzy.

They bought up packages of risky mortgages, too, and as their profits soared on paper, so did their testosterone, which made them risk even more — until the housing bubble finally popped.

But, then again, risking OTHER people's money — the taxpayers' dough — can't require much testosterone. It requires chutzpah and a lack of conscience. There's no shortage of either in Washington these days.

Look at Barney Frank. There are video clips of him all over YouTube.com telling us, even weeks before the collapse, how fiscally sound Fan and Fred were. Now he's talking out of the other side of the hole in his head assuring us it was all Bush's fault.

It's all for naught, however. Researchers tell us that failure causes testosterone levels to drop. The stress brought on by financial collapse also causes levels of another hormone, cortisol, to surge. Whereas testosterone makes a fellow take risks, cortisol makes him cautious and risk-averse.

Which explains why the Dow has been plunging.

Even more worrisome is this: High cortisol levels can become permanent. If the market is volatile for an extended period, a trader may persistently avoid taking risks. Could that portend a long bear market?

I have no idea. I know only one thing: Despite our powerful computers and data-analysis capabilities — despite all the allegedly "smart" people in Washington and on Wall Street — our hormones and biology have as much to do with this mess as anything.

Hormones and biology have inspired the irrational thinking that has resulted in inane government policies and the bad decisions our leaders continue to make.

To wit: The people who risked our future and got us into this mess are a bunch of biological morons.

If only we'd had the foresight to pump them full of cortisol a decade or more ago.

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© 2008, Tom Purcell