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December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review June 23, 2014 / 25 Sivan, 5774

7 ways to save money on a gym membership




http://www.JewishWorldReview.com | Joining a gym is an investment in your health, but that doesn't mean you can't find ways to trim the cost, says Consumer Reports Money Adviser. Our annual New Year's resolve to get in shape means that clubs sign up more members around January than at any other time of the year, and they're all competing for your business. But there's no reason to rush. "You can often get the biggest discount if you sign up late in the month, because health clubs have monthly sales quotas," says Andrea Metcalf, a certified trainer and health coach in Chicago. Consumer Reports Money Adviser suggests that you take the time to research your options and ways to save:


  • Do a trial run. Call health clubs near your home and office to ask for a no-commitment trial. Visit at the times you'll be most likely to work out. Ask members what they like and don't like about the facility, and get a copy of the fee schedule.

  • Keep an eye on social media. While you're deciding where to join, look for additional deals on gym websites, Facebook and Twitter, as well as offers on saving sites like Groupon, Living Social and Gilt City. If a gym has a mailing list, sign up.

  • Negotiate your best deal. When you decide on a club to join, speak with a manager, who is more likely to have the clout to negotiate. Ask what the cost would be if you paid for a year (or more) in full instead of paying month by month. Also see if you can get some things you would usually be willing to pay for -- such as a wellness assessment or a personal training session -- free. If the membership includes things you won't use, like child care, classes or a pool, ask for a reduced rate that doesn't include them.

  • Be flexible. For instance, see if a club offers different levels of membership or discounts if you agree to go at non-peak hours or on non-peak days. These special rates often aren't advertised.

  • Go with a group. Consumer Reports Money Adviser notes that many fitness facilities will lower their monthly rates for large groups. One of the easiest ways to take advantage of this benefit is through your employer. The Sporting Club in Philadelphia, for example, offers discounts of up to 20 percent to Temple University's full-time employees. Ask your human resources department if your employer has deals with local clubs; if it doesn't, ask if it would be open to setting one up.

    You can also gather a group of friends and ask a gym manager if he or she would be willing to cut a deal if you join together. You also might get deals on additional services, like small group personal training sessions.

  • Check your insurance. Some health plans provide discounts on gym membership. For example, some United Healthcare plans reimburse members up to $240 a year if they belong to a participating fitness center.

  • Read the contract. One of the most expensive charges you might encounter is a club's cancellation fee. Although you might not be able to get it removed, you should be aware of the stipulations so you don't get stuck paying a penalty for a membership you can no longer use. You might have to let the club know you want to cancel two months in advance, for example, or send it a notarized letter to end the contract.

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.


Previously:


Food fake out
Four healthy foods you can overdo
Fat facts and fat fiction
Surprising ways to cut your drug costs
Get organized for under $5
7 money stumbles to avoid
How to make great choices in technical gadgets
Cancer screenings you should avoid
In tests of interior paints, newcomer outperforms big names
Unscrambling the latest egg advice
How to buy a coffee maker
Save big on eyewear
Car owners prefer independent shops
How to hear a whole lot better
Bargaining can reap big bucks
Surprising ways to cut your drug costs
Should you report that fender bender?
Great new sites for saving big
Better joints without surgery
6 surprising hazards in your home
Protect your good name online
Great car care gifts
How low car payments can hurt you
High-fiber cereals can satisfy your taste buds
What you need to know about prepaid cards
The only 2 rewards cards you really need
Can good bacteria fight a growing medical threat?
11 things every home should have
Dump your big bank and save
Beauty products you're probably using the wrong way

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© 2013, CONSUMERS UNION, INC. DIstributed by Universal Uclick for UFS

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