In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review March 19, 2014 / 17 Adar II, 5774

Surprising ways to cut your drug costs

http://www.JewishWorldReview.com | Many Americans, even those who have insurance coverage, spend more than they need to on prescription medications, says Consumer Reports. Those who regularly take a prescription drug spent an average of $758 a year, according to its 2012 Consumer Reports Best Buy Drugs annual prescription drug poll.

Here's how to keep more money in your pocket and still get effective and safe treatments for what ails you:

  • Try an over-the-counter drug for some problems. For certain common conditions -- heartburn, insomnia, seasonal allergies, migraine headaches, joint pain -- a treatment you already have in your medicine cabinet might work as well as a prescription drug. Why? Many over-the-counter (OTC) drugs were once prescription-only. Those OTC drugs might be less expensive than prescription drugs for the same condition, and many are now available as low-cost generic store brands.

  • Skip OTCs for others. Some over-the-counter remedies should be used only after a trip to the doctor. Others don't work well enough to justify the risk of side effects.

Two examples:

Overactive bladder. The Oxytrol patch, previously a prescription-only drug, will become available this fall as an over-the-counter product for women with that condition. As with all drugs in its class, Oxytrol (oxybutynin) is only moderately effective at relieving symptoms and can cause dry mouth and constipation. Consumer Reports' medical advisers caution against treating yourself for an overactive bladder without first seeing a physician for a diagnosis. The symptoms, which include incontinence and a frequent need to urinate, can stem from other conditions, including an infection and tumors, and medications for other conditions, such as those for high blood pressure.

Multiple symptom cold remedies. A multisymptom cold reliever might not provide the relief you seek and could cause side effects. For example, only a single active ingredient in Vicks DayQuil Cold & Flu might actually do you much good: the pain reliever acetaminophen, which can help lower fever, reduce sore throat and ease body aches. The other two ingredients -- the cough suppressant dextromethorphan and the decongestant phenylephrine -- don't work that well. Instead, you're better off listening to Mom about getting rest and drinking plenty of fluids.

  • Don't automatically use your insurance. Really. Hundreds of commonly used generic medications can be purchased for as little as $10 for a three-month supply at major chain drugstores, big-box stores and club stores in the U.S. Even drugs usually covered by your insurance might be less expensive if you pay cash instead.

  • Shop the shelves. When you're hunting for OTC drugs, make sure you cast a wide net. For the best deals, look at end-of-aisle displays, to the right of the name brands, on the lower shelves, under a clearance or sale sign and next to a related item. On your phone, you can look up ingredients and product alternatives or comparison-shop.

  • Take advantage of the new health care law. The Affordable Care Act includes several provisions that can cut your drug costs now and in the future:

Coverage for young adults. All health plans must now allow young adults to remain on their parents' health plans until they turn 26, so they can continue to receive coverage for prescription medication.

Cheaper drugs for Medicare Part D. Seniors with Part D plans who reach a total drug cost of $2,970 in 2013, also known as the doughnut hole, have to start paying prescription drug expenses themselves. But now once they reach it, they'll get a 52.5 percent discount when buying most brand-name drugs and a 21 percent discount on generic drugs covered by Part D.

Free preventive care. New private plans will cover and eliminate cost-sharing (co-payments, co-insurance and deductibles) for proven preventive measures. For women, they include breast-feeding supplies and contraception, as well as mammograms and cervical cancer screenings. For everyone, routine vaccines are covered, and depending on your age, colorectal cancer screenings.

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.


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