In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review

10 Best Public College Values for Out-of-State Students, 2014

By Marc A. Wojno

JewishWorldReview.com | Facing out-of-state tuition at a public college can be daunting. The average annual sticker price for nonresidents at public colleges is $31,701, up from $30,704 last year, according to the College Board.

Still, the annual cost is considerably lower than the average price for a private education ($40,917), and it's much less than the $50,000-plus that some private institutions charge. Many public colleges also offer significant financial aid to out-of-state students, including need-based aid (in grants, not loans) for those who qualify.

These ten institutions from Kiplinger's list of the 100 best values in public colleges provide academic quality at a manageable price -- sometimes with generous financial aid -- for out-of-state students. Take a look.

1. University of North Carolina at Chapel Hill

In-state rank: #1

Annual total out-of-state cost: $41,458 (natl. avg., $31,701 for tuition, fees, room and board)

Undergrad enrollment: 18,503

Graduation rate: 4-yr., 77%; 6-yr., 90% (natl. avg., 4-yr., 32%; 6-yr., 53%)

Avg. debt at graduation: $16,983 (natl. avg., $29,400 for 2012)

Chapel Hill consistently earns high grades for its outstanding quality, including its above-average graduation rates, competitive student-faculty ratio (14-to-1) and high-achieving student body (25% of incoming freshmen scored 700 or higher on the verbal portion of the SAT, and 32% scored 700 or higher on the math section).

Although its annual out-of-state sticker price is a steep $41,458, need-based aid drops the price for those who qualify by 32%, to $28,236, on average. Chapel Hill's out-of-state cost might be a tad higher than the average for private schools ($40,917), but it's a bargain compared with the $57,000-plus per-year price tags of nearby private universities Duke and Wake Forest.

2. University of Virginia

In-state rank: #2

Annual total out-of-state cost: $50,801

Undergrad enrollment: 15,822

Graduation rate: 4-yr., 87%; 6-yr., 93%

Avg. debt at graduation: $21,591

UVA's number-two status in the overall rankings reflects its high academic standards across the board. More than one-third of its incoming freshmen scored 700 or higher on the verbal portion of the SAT, and almost half scored 700 or higher on the math portion. The school has a highly competitive admission rate (30%) and the highest four-year graduation rate (87%) on our top-100 list.

Out-of-state students will also notice another high figure: an annual sticker price of nearly $51,000. But UVA's generous need-based aid reduces the average amount by 36%, to $32,456, making UVA an easier lift for those who qualify. This prestigious university's alumni include President Woodrow Wilson, former attorney general and senator from New York Robert F. Kennedy, and CNET co-founder Shelby Bonnie.

3. SUNY Geneseo

In-state rank: #20

Annual total out-of-state cost: $29,122

Undergrad enrollment: 5,388

Graduation rate: 4-yr., 67%; 6-yr., 79%

Avg. debt at graduation: $21,000

This small western New York honors college, located 35 miles south of Rochester, makes the top ten for its combination of academic quality and affordability. Geneseo is one of¬ two schools in our top ten with a total cost of less than $30,000 a year for out-of-staters, and the price drops to $24,387, on average, after applying need-based aid.

As for academic quality, Geneseo attracts smart students who compete for the privilege of attending: Its admission rate is a competitive 46%. Of the incoming freshmen class, 23% scored 700 or higher on the verbal portion of the SAT, and 26% scored 700 or higher on the math portion. Geneseo's four-year graduation rate (67%) is one of the highest in Kiplinger's top-100 schools. Students enjoy a full academic and social life: The school offers 64 majors and minors in 23 academic departments, and it has more than 170 student-led organizations, contributing to a freshmen-retention rate (the percentage of students who return for sophomore year) of 90%.

4. Binghamton University (SUNY)

In-state rank: #15

Annual total out-of-state cost: $32,152

Undergrad enrollment: 12,356

Graduation rate: 4-yr., 68%; 6-yr., 79%

Avg. debt at graduation: $23,710

Located on 930 acres along the Susquehanna River, less than four hours from New York City, this research university attracts students from throughout the U.S. and more than 100 other countries for its range of programs -- more than 50 undergraduate majors in six schools -- and for its affordability, especially for those who qualify for financial aid. (The annual average cost for out-of-staters after factoring in need-based aid is $24,922.)

Among the facilities that support Binghamton's academics are its Innovative Technologies Complex (featuring bioengineering and clinical research labs), the 1,200-seat Anderson Center for the Performing Arts, and the University Art Museum, which houses more than 3,000 pieces of modern and ancient art.


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5. University of California, Los Angeles

In-state rank: #5

Annual total out-of-state cost: $51,730

Undergrad enrollment: 27,941

Graduation rate: 4-yr., 71%; 6-yr., 92%

Avg. debt at graduation: $20,409

With more than 5,000 courses and 125 majors offered across 109 departments, UCLA attracts students eager to earn a high-quality education in one of most dynamic cities in the country. This highly competitive university accepts only 22% of applicants -- the second-lowest admission rate on our list. Those students are top achievers: 21% of incoming freshman scored 700 or higher on the verbal portion of the SAT, and 47% scored 700 or higher on the math portion.

Don't be discouraged by the high, $51,730 sticker price for out-of-state students. A 34% reduction after need-based aid brings the average per-year price to $34,361.

6. The College of William and Mary

In-state rank: #4

Annual total out-of-state cost: $49,262

Undergrad enrollment: 6,171

Graduation rate: 4-yr., 83%; 6-yr., 90%

Avg. debt at graduation: $24,344

The second-oldest college in the country (after Harvard), W&M is a public liberal arts institution with the quality and feel of one of the Ivies. But its out-of-state cost is well below the price of those elite private institutions, several of which charge $58,000 a year or more. And nonresidents who qualify for financial aid get an even better deal, paying an average $36,413 a year after need-based aid is applied.

William and Mary's academic stats speak to its value: This small college has a competitive admission rate of 32%, an impressively high freshmen-retention rate (the percentage of students who return for sophomore year) of 96%, a low student-faculty ratio (12-to-1) and one of the highest four-year graduation rates (83%) of our top-100 public colleges.

7. University of Florida

In-state rank: #3

Annual total out-of-state cost: $39,140

Undergrad enrollment: 32,776

Graduation rate: 4-yr., 64%; 6-yr., 85%

Avg. debt at graduation: $19,636

Never mind the warm weather: The University of Florida's stellar academic programs and affordable price are reason enough for students throughout the country to flock to this flagship institution. UF's admission rate is a competitive 44%, and the school has 16 colleges and more than 100 undergraduate majors . Health care, genetics research, biomedical sciences and the school of business are just four departments that are helping to shape this 161-year old university -- the oldest in the state -- into a leading national educational institution.

Although the out-of-state sticker price ($39,140) is higher than the average, the net cost drops nearly 20%, to $32,956, after need-based aid is applied . UF's lively campus life and arts scene and its active sports environment (hello, Gator Country) add to its appeal: 96% of freshmen come back for their sophomore year.

8. College of New Jersey

In-state rank: #34

Annual total out-of-state cost: $37,678

Undergrad enrollment: 6,545

Graduation rate: 4-yr., 72%; 6-yr., 87%

Avg. debt at graduation: $33,889

Known for its 289-acre Georgian Colonial-style campus and proximity to New York City and Philadelphia, this small public college has a strong freshman-retention rate (94%) and a competitive admission rate (46%). It offers a diverse selection of more than 50 liberal arts and professional programs across seven schools. The low, 13-to-1 student-faculty ratio allows students to get plenty of attention from faculty and staff, and the high four-year graduation rate -- 72% -- puts it ahead of powerhouses UCLA and UC Berkeley.

Although the out-of-state cost at the College of New Jersey is above average, nonresidents who qualify for need-based aid pay 30% less than the sticker price, for an annual cost of $26,459.

9. Truman State University

In-state rank: #12

Annual total out-of-state cost: $21,640

Undergrad enrollment: 5,872

Graduation rate: 4-yr., 57%; 6-yr., 74%

Avg. debt at graduation: $22,922

This midwestern university may be small in size, but its high-quality academics (25% of the freshman class scored 30 or higher on the ACT) and low sticker price ($21,640 for students who live outside Missouri) make it big in value. After factoring in need-based financial aid, the cost for out-of-state students drops 30%, to $15,120, making Truman State the third-least-expensive on our top-100 list.

Founded in 1867 and later named after Harry S. Truman, the only Missourian to serve as U.S. president, Truman State offers more than 40 undergraduate majors, from business administration and communications to health sciences and exercise science.¬ Notable alums include Army Gen. John Pershing, who led the American Expeditionary Forces in World War I, and modern-day celebrities such as actress Jenna Fischer from television's The Office.

10. University of Wisconsin-Madison

In-state rank: #8

Annual total out-of-state cost: $36,207

Undergrad enrollment: 30,863

Graduation rate: 4-yr., 54%; 6-yr., 83%

Avg. debt at graduation: $24,700

Located on nearly 1,000 acres alongside Lake Mendota, this picturesque, 166-year old flagship land-grant university in southern Wisconsin offers more than 130 undergraduate majors, 148 master's programs and 107 doctoral programs, for a total of more than 4,200 course listings . Despite its large undergraduate enrollment (more than 30,000 students), Madison scores points for having a respectable student-faculty ratio of 17-to-1, a competitive admission rate of 55%, and a smart student body (35% of incoming freshman scored 30 or above¬ on the ACT exam). And its affordability attracts students from outside the state. The out-of-state sticker price of $36,207 drops by 20%, to an average of $28,886, after factoring in average need-based aid.

The university is also recognized nationally for developing the Wisconsin Experience, a program that encourages students to learn leadership and problem-solving skills through community-based research, peer mentoring and other projects, such as working with disadvantaged students in local schools.

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