In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review Dec. 7, 2005 / 6 Kislev, 5766

Medicare offers no defense against ‘dump’ job

By Jan L. Warner & Jan Collins

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http://www.JewishWorldReview.com | Q: After suffering a series of strokes, my mother was admitted to the hospital. Once she was stabilized, I was told she needed rehabilitation, and the hospital discharge staff found her a bed in a nice nursing home. Mom has Medicare and a supplemental policy, so we thought we were covered.

Two weeks into her therapy, the nursing home administrator asked about Mom's finances and how she was going to continue paying for her care when her Medicare ran out, which was estimated to be in another 10 days (when she would be at "reached maximum improvement," as they put it.)

I told them she owned a small home ($60,000) and had $20,000 in the bank. Her Social Security income is less than $900 monthly. They asked if I was planning to sell her house to pay for her care, and I said I had not thought about it because my father had died just last year.

Three days later, the nursing home people said that Mom had developed some complications and needed to be taken back to the hospital by ambulance. During the next three days, she received every test in the book, and the doctors gave her a clean bill of health and recommended discharge back to the nursing home. But the nursing home had given Mom's bed to someone else and wouldn't take her back! The hospital discharge people have tried to find Mom a bed for the past week, without success, and her hospital bills are piling up. I would take her home with me, but I work two jobs to take care of my disabled daughter (Down's syndrome) and husband (congestive heart failure, diabetes, etc). The head nurse told me privately that she did not believe Mom needed re-hospitalization, and that the nursing home had "dumped her" back in the hospital to get rid of her. I thought that the nursing home had to keep her bed for her. Is there anything I can do?

A: Unfortunately, only Medicaid residents, not Medicare residents like your mother, have "bed hold" privileges — that is, the right to return to their facility after being absent due to hospitalization or therapeutic leave.

Had your mother been on the Medicaid program (funded by both federal and state dollars and used for long-term care by so many seniors today), the facility would have been required to hold her bed open for a specified period of time. And, had her hospital stay exceeded the bed-hold period and had she still needed the facility's services, the nursing home would have been under a legal obligation to give her the first available bed in a semiprivate room.

But since Medicare has no such requirement, the nursing home was free to "dump" her back into the hospital after she used up her Medicare nursing home days. Since she was nearing maximum improvement, and based on the proximity in time between your visit with the administrator and Mom's trip back to the hospital, we agree with the nurse that your mother was denied readmission because she did not have enough money to pay privately, and someone with money was waiting to take her bed. At the same time, the hospital could not discharge her until an appropriate placement could be made — during which time her bills are escalating, and what Medicare does not pay, can be collected from your mother's assets.

Taking the NextStep: We believe that passage of "Medicaid reduction" legislation now pending in Congress, called HR 4241, will not only decrease funding to the states - and therefore to nursing homes and hospitals - but also increase the economic and emotional burdens of American families such as yours.

If this legislation passes, we believe that more seniors like your mother will be "dumped" into hospitals as nursing homes turn out those who can't pay in favor of those who can. And because hospitals will not be reimbursed for the extra days your mother stays, we believe those costs will be shifted to those in the private sector who consume health care and pay insurance premiums.

Call your representative and senator about this bill today, as your loved one could be next.

Every weekday JewishWorldReview.com publishes what many in in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.

JAN L. WARNER received his A.B. and J.D. degrees from the University of South Carolina and earned a Master of Legal Letters (L.L.M.) in Taxation from the Emory University School of Law in Atlanta, Georgia. He is a frequent lecturer at legal education and public information programs throughout the United States. His articles have been published in national and state legal publications. Jan Collins began co-authoring Flying SoloŽ in 1989. She has more than 27 years of experience as a journalist, writer, and editor. To comment or ask a question, please click here.


© 2005, Jan Warner