Jan. 9, 2009 Rabbi Yonason Goldson: Why there's hope amidst the destruction Martin Peretz: At War, Not at War Charles Krauthammer: Will Olmert screw it up yet again? Jan. 8, 2009 Stratfor Geopolitical Intelligence Report: Arab regimes secretly rooting for Israel? Larry Elder: Israelis and Palestinians: Who's David, Who's Goliath? Jeff Jacoby: Yes, it's anti-Semitism Jan. 7, 2009 Jonah Goldberg: Who are the real Nazis? Anne Applebaum: Pointless Peace Proposals Jan. 6, 2009 Caroline B. Glick: Iran's Gazan diversion? Dennis Prager: Dissecting Dershowitz Jan. 5, 2009 Mark Steyn: Gaza has its version of rocket scientists Mona Charen: The So-called International Community Jan. 2, 2009 Rabbi Abraham J. Twerski: Having a holy tongue Caroline B. Glick : Hamas' march to victory Dec. 31, 2008 Dore Gold: Is Israel Using 'Disproportionate Force'? Renee Enna:: Succulent 'stewp' is quick, easy fix Dec. 30, 2008 Jonathan Mark: Israel's Response Is Disproportionate Wesley Pruden: It's time once more to blame the Jews Dec. 29, 2008 Rabbi Hillel Goldberg: Chanukah: 'Give me Judaism or give me death' Michael B. Oren: A crisis and an opportunity Dec. 26, 2008 Rabbi Yonason Goldson: When the past meets the future Caroline B. Glick: Iran and Hamas do Christmas Dec. 24, 2008 Rabbi Dovid Zauderer: Judaism's Santa problem The Kosher Gourmet by Ethel G. Hofman CHANUKAH FORK-FINGER FOOD FEAST Dec. 23, 2008 Caroline B. Glick: Repeating failure in Gaza Dec. 22, 2008 Rabbi Boruch Leff: Too many Jews today are missing the intended purpose of one of Judaism's most beloved holidays Barry Rubin: Liar, liar, pants on cease-fire Dec. 19, 2008 Rabbi Yonason Goldson: The Final Battlefield Caroline B. Glick: Betting on a dead horse Dec. 18, 2008 The Kosher Gourmet by Steve Petusevsky: Juicy Chef's hella top, hella bottom, hallelujah in the middle Craig Crossman : More gifts for geeks --- and those who love them Dec. 17, 2008 Dion Nissenbaum: Israel kicks out outrageously biased UN official Craig Crossman : Gifts for geeks --- and those who love them Dec. 16, 2008 Jonathan Rosenblum: The Gift of Joy Frank J. Gaffney, Jr.: Uncle Shariah Dec. 15, 2008 The Jewish Ethicist by Rabbi Dr. Asher Meir : Expert witnesses who put themselves first Barry Rubin: What they say isn't what you hear Dec. 12, 2008 Rabbi Hillel Goldberg: Can the Bible be a secular language? Caroline B. Glick: What a PM Netanyahu faces from Washington Dec. 11, 2008 Rabbi Leiby Burnham: Our role in the Divine's global corporation, World Inc. The Kosher Gourmet by Steve Petusevsky: A retro-tasting pareve pot pie made with a light hand Dec. 10, 2008 Rabbi Paysach J. Krohn: Groom admits he was caught "red handed" Kara McGuire: No money for gifts? No problem Dec. 9, 2008 The Jewish Ethicist by Rabbi Dr. Asher Meir : Can I make my boss treat me fairly? Stratfor Geopolitical Intelligence Report: Next Steps in the Indo-Pakistani Crisis Dec. 8, 2008 Rabbi Avi Shafran: 'Chanukah Bush' flap and graciousness Mark Steyn: Jews get killed, but Muslims feel vulnerable Dec. 5, 2008 Rabbi A. Henach Leibowitz: Truth --- The Key to Gratitude Jeff Jacoby: UN's obsession is grotesque and Orwellian Oct. 29, 2003 Mortimer B. Zuckerman: Graffiti On History's Walls (MUST-READ!)

Jewish World Review Oct. 25, 2006 / 3 Mar-Cheshvan, 5767 Getting medical insurance from your boss is a bad idea By John Stossel http://www.JewishWorldReview.com | According to the new "ABC News" poll on health care, Americans are eager to have the government force employers to provide heath insurance: "Nearly eight in 10 favor a federal requirement that all employers offer insurance to their full-time workers." Why?! Do our employers pay for our food, clothing, or shelter? If they did, why would that be good? Having my health care tied to my boss invites him to snoop into my private health issues, and if I change jobs, I lose coverage. Employer-paid health insurance isn't free. It just means we get insurance instead of higher salaries. I'd rather have the cash and buy my own insurance. Companies only provide it because of a World War II-era tax break that never went away. But people think it's something for nothing. In Maryland, the legislature even tried to single out Wal-Mart for a special employee health-insurance mandate. Luckily, the courts struck down that law. It would have some cost workers their jobs, and all of them would have been paid less. Anyway, insurance is a terrible way to pay for things. It's expensive and wasteful. Some years ago, an insurance CEO said that it costs $35-$50 to process a $25 claim. Insurance burdens us with paperwork, invites cheating, and, worst of all, creates a moral hazard that distorts incentives. The first question people ask a doctor who recommends a test is not "Do I really need that?" but "Does my insurance cover it?" Insurance raises costs by insulating consumers from medicine's real prices. Suppose you had grocery insurance. With your employer paying 80 percent of the bill, you would fill the cart with lobster and filet mignon. Everything would cost more because demand would rise and supermarkets would stop running sales. Why should they — when their customers barely care about the price? Suppose everyone had transportation insurance. The roads would be crowded with Mercedes. Why buy a Chevy if your employer pays? We have gotten so used to having "other people" pay for most of our heath care that we routinely ask for insurance with low or no deductibles. This is another bad idea. Suppose car insurance worked that way. Every time you got a little dent or the paint faded, or every time you bought gas or changed the oil, you'd fill out endless forms and wait for reimbursement from your insurance company. Gas and mechanic's prices would quickly rise because service stations would know that you no longer cared about the price. You'd become more wasteful: jackrabbit starts, speeding, wasted gas. Who cares? At most you're paying 20 percent of the bill. Insurance invites waste. That's a reason health care costs so much, and is often so consumer-unfriendly. In the few areas where there are free markets in health care — such as cosmetic medicine and LASIK eye surgery — customer service is great, and prices continue to drop. The ABC News poll suggests that people understand that. When asked about "consumer-directed plans," "nearly eight in 10 Americans think that allowing people to shop around for their own medical care would be an effective way to control costs." But many people still want a free lunch: "consumer-driven care looks less popular if it's accompanied by the risk of higher out-of-pocket expenses." Somehow people seem to believe "insured" means free. This is not to say that we don't need insurance. We need it to protect us against financial catastrophes that could result from a stroke or heart attack. That's why Health Savings Accounts, which cover smaller out-of-pocket health expenditures, are paired with high-deductible catastrophic insurance. That's a good thing. But America's demand that insurance cover everything from pets to dental work puts us on slide toward bankruptcy. Every weekday JewishWorldReview.com publishes what many in in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here. JUST OUT FROM STOSSEL Myths, Lies and Downright Stupidity: Get Out the Shovel --- Why Everything You Know Is Wrong   Stossel mines his 20/20 segments for often engaging challenges to conventional wisdom, presenting a series of "myths" and then deploying an investigative journalism shovel to unearth "truth." This results in snappy debunkings of alarmism, witch-hunts, satanic ritual abuse prosecutions and marketing hokum like the irradiated-foods panic, homeopathic medicine and the notion that bottled water beats tap. Stossel's libertarian convictions make him particularly fond of exposes of government waste and regulatory fiascoes. Sales help fund JWR. JWR contributor John Stossel is co-anchor of ABC News' "20/20." To comment, please click here. Archives © 2006, by JFS Productions, Inc. Distributed by Creators Syndicate, Inc.

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