Oct. 13, 2008 Rabbi Yonason Goldson: The Happiness Quotient Jonathan Rosenblum: Ignore the Grandchildren Oct. 10, 2008 Rabbi Abraham J. Twerski: The limitations of scientific miracles Caroline B. Glick: Lebanon on the brink --- and why it matters Oct. 8, 2008 Rabbi Berel Wein: The day when the sane talk to themselves Ana Veciana-Suarez: Many nonobservant Jews are finding religion Oct. 7, 2008 Gary Rosenblatt: Of politics and prayer Caroline B. Glick: The ironies of the West's collusion with the Arabs and Iran Oct. 6, 2008 Rabbi Yitzchok R. Rubin: Mamma to the masses Jonathan Tobin: Ahmadinejad Isn't Too Impressed Oct. 3, 2008 Rabbi A. Henach Leibowitz: The 'living dead' are all around us Caroline B. Glick: Olmert's parting blows Oct. 2, 2008 The Jewish Ethicist by Rabbi Dr. Asher Meir: Q: Often customers looking for our competitor accidentally enter our store. Can we just serve them without comment? Jonathan Tobin: Jewish pundit quiz on next year's news Sept. 29, 2008 Rabbi Eli Gewirtz: Lehman Brothers and the Day of Judgment Rabbi Leiby Burnham: Apples, Honey and You Sept. 26, 2008 Rabbi Yonason Goldson: The shofar and the Echo of Sinai Caroline B. Glick: A road paved on reality Sept. 24, 2008 Greg Crosby: Home for the Holy Days Ethel G. Hofman: Rosh Hashanah Favorites: Old-fashioned taste, reduced calories Sept. 23, 2008 Caroline Glick: Liberalism or lives!? Michael Ledeen: Dear President Ahmadinejad Sept. 22, 2008 The Jewish Ethicist by Rabbi Dr. Asher Meir: Q: I gave a check to a local merchant, but it hasn't been cashed in months. Probably they lost it. Do I have to tell them? Diana West: We are losing Europe to Islam Sept. 19, 2008 Rabbi Berel Wein: On harvesting success Caroline B. Glick: It is time to act Sept. 18, 2008 Rabbi Hillel Goldberg: Is camping the panacea to save Jewry from self-destruction? Craig Gordon: Was SNL hilarity too much for Hillary? Sept. 17, 2008 Jonathan Tobin: The Whole World Is Watching The Kosher Gourmet By Linda Gassenheimer: East meets Southwest in this quick meal: MEXICAN-ASIAN TOSTADOS Sept. 16, 2008 Frank J. Gaffney, Jr. : Into the fire Everything's Relative : Your Official Jewish Guide to the 2008 USA Presidential Election Sept. 15, 2008 The Jewish Ethicist by Rabbi Dr. Asher Meir: Enabling risky behavior Diana West: A day that will live in ... accommodating Islam Sept. 11, 2008 Rabbi Yonason Goldson: The skeleton in my closet Rabbi Yechiel Eckstein: Persecution and systematic destruction of Christians in the Middle East must be stopped Sept. 10, 2008 Jonathan Tobin: There's Something About Sarah The Kosher Gourmet by Kathy Manweiler: Who needs Chili's when you have these? Recipes for Mexican that taste great and are dietetic! Our commitment to freedom Sept. 9, 2008 Daniel Pipes: Must counterinsurgency wars fail? Frank J. Gaffney, Jr.: Sept. 8, 2008 The Jewish Ethicist by Rabbi Dr. Asher Meir: How far must one go to help somebody out of a contract? Barry Rubin: Waiting For Something Sept. 8, 2008 The Jewish Ethicist by Rabbi Dr. Asher Meir : How far must one go to help somebody out of a contract? Barry Rubin: Waiting For Something March 22, 2007 J-Rhythms with Avraham Rosenblum: JWR's cutting-edge music program showcasing performers -- singers, song writers, musicians, and bands -- who learn and live the Torah lifestyle (OUR NEWEST IGODCAST !) Oct. 29, 2003 Mortimer B. Zuckerman: Graffiti On History's Walls (MUST-READ!)

Jewish World Review Sept. 25, 2007 / 13 Tishrei 5768 Our crazy health-insurance system By John Stossel http://www.JewishWorldReview.com | Almost daily, we're bombarded with apocalyptic warnings about the 47 million Americans who have no health insurance. Sen. Hillary Clinton wants to require everyone to have it, big companies to pay for it and government to buy it for the poor. That is a move in the wrong direction. America's health-care problem is not that some people lack insurance — it's that 250 million Americans do have it. You have to understand something right from the start. We Americans got hooked on health insurance because the government did the insurance companies a favor during World War II. Wartime wage controls prohibited cash raises, so employers started giving noncash benefits, like health insurance, to attract workers. The tax code helped this along by treating employer-based health insurance more favorably than coverage you buy yourself. And state governments have made things worse by mandating coverage many people would never buy for themselves. Competition also pushed companies to offer ever-more attractive policies, such as first-dollar coverage for routine ailments, like ear infections and colds, and coverage for things that are not even illnesses, like pregnancy. We came to expect insurance to cover everything. That's the root of our problem. No one wants to pay for his own medical care. "Let the insurance company pay for it." But if companies pay, they will demand a say in what treatment is — and is not — permitted. Who can blame them? And who can blame people for feeling frustrated that they aren't in control of their medical care? Maybe we need to rethink how we pay for less-than-catastrophic illnesses so people can regain control. The system creates perverse incentives for everyone. Government mandates are good at doing things like that. Steering people to buy lots of health insurance is bad policy. Insurance is a necessary evil. We need it to protect us from the big risks — things most of us can't afford to pay for, like a serious illness, a major car accident or a house fire. But insurance is a lousy way to pay for things. Your premiums go not just to pay for medical care but also for fraud, paperwork and insurance-company employee salaries. This is bad for you and bad for doctors. The average American doctor now spends 14 percent of his income on insurance paperwork. A North Carolina doctor we interviewed had to hire four people just to fill out forms. He wishes he could spend that money on caring for patients. The paperwork is part of insurance companies' attempt to protect themselves against fraud. That's understandable. Many people do cheat. They lie about their history or demand money for unnecessary care or care that never even happened. So there is a lot of waste in insurance — lost money and time. Imagine if your car insurance covered oil changes and gasoline. You wouldn't care how much gas you used, and you wouldn't care what it cost. Mechanics would sell you $100 oil changes. Prices would skyrocket. That's how it works in health care. Patients don't ask how much a test or treatment will cost. They ask if their insurance covers it. They don't compare prices from different doctors and hospitals. (Prices do vary.) Why should they? They're not paying. (Although they do in hidden, indirect ways.) In the end, we all pay more because no one seems to pay anything. It's why health insurance is not a good idea for anything but serious illnesses and accidents that could bankrupt you. For the rest, we should pay out of our savings. Next week, we'll look at alternatives to this crazy system. Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here. JUST OUT FROM STOSSEL Myths, Lies and Downright Stupidity: Get Out the Shovel --- Why Everything You Know Is Wrong   Stossel mines his 20/20 segments for often engaging challenges to conventional wisdom, presenting a series of "myths" and then deploying an investigative journalism shovel to unearth "truth." This results in snappy debunkings of alarmism, witch-hunts, satanic ritual abuse prosecutions and marketing hokum like the irradiated-foods panic, homeopathic medicine and the notion that bottled water beats tap. Stossel's libertarian convictions make him particularly fond of exposes of government waste and regulatory fiascoes. Sales help fund JWR. JWR contributor John Stossel is co-anchor of ABC News' "20/20." To comment, please click here. Archives © 2007, by JFS Productions, Inc. Distributed by Creators Syndicate, Inc.

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