In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review June 18, 2010/ 6 Tamuz 5770

Saving for a Rainy Day

By Tom Purcell

http://www.JewishWorldReview.com | My father was right yet again.

He was born in 1933, when 25 percent of Americans were out of work. His father died when he was only 3, leaving his mother to raise him and his older sister alone.

The young family moved from a comfortable house into a cramped apartment. There was little money to spare.

My father learned from his mother how to stretch a dollar -- skills that would serve him well.

He married in 1956 when he was 23 -- an optimistic time for America. The Depression had ended, the economy was blossoming.

He took a job with the telephone company. He supported six children by working overtime every chance he could. As he generated income, my mother clipped coupons, sewed clothing and worked her mastery at reducing costs.

Though my father was a master at saving money, too.

When it came time to buy a new, or used, car, he had a more polished act than a veteran actor. Wearing his torn, "car-buying" coat, he told the salesman and manager about the braces his daughters just got, the private school tuition, the cost of milk for a family of eight. . .

A few hours later, he'd drive off in the new vehicle, the dealership people eager to never see this man again. If any man claims to have bought a car more cheaply than my father, he's a liar.

My father's chief skill was never spending more than he could afford -- a skill he struggled to instill in me.

Whereas my father's world view was shaped by struggle and financial worry, mine was shaped by security and optimism.

He and my mother provided us a comfortable home. We were never rich in a material sense but we had an abundance of wealth in every other sense. So strong was my parents' love and devotion to their children, optimism came naturally to all of us.

When I cut the neighbor's grass and earned my first $4, my inclination was to spend, not save.

I spent all of it on baseball cards and bubble gum.

"When you earn money," he told me, agitated by my spendthrift ways, "put at least half in the bank. You need to save for a rainy day."

I thought of him then, and for years afterward, as a pessimist, a relic from the Depression era.

I was relatively young, after all, when the economy hit the skids in the '70s. I was unaffected by its lessons.

I graduated from Penn State in 1984 -- just as an economic boom was under way. I took work with a rapidly-growing high-tech company and marveled at its growth.

Restless to make real money, I got into sales. I soon jumped to another job, then another.

At 28, I joined with an older, established advertising executive. We did very well initially and quickly invested our earnings into a high-tech venture - both of us were ready for big riches so we could retire to the good life.

The venture failed. My savings were gone. The rainy day my father had warned me about had arrived.

To paraphrase Mark Twain, "When I was a boy of 14, my father was so ignorant I could hardly stand to have the old man around. But when I got to be 28, I was astonished by how much he'd learned in 14 years."

I'm 48 already. My father will be 77 next month. I'm blessed to still have such a fellow in my life.

I'm grateful he has lived long enough to see his son -- and other Americans who are lucky to still have jobs -- finally saving for a rainy day.

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© 2010, Tom Purcell