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April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review

Bookmark These: Social lending cuts banks out of equation

By Reid Kanaley




http://www.JewishWorldReview.com | (MCT) Social lending — the formation of formal and informal networks of individuals to facilitate usually small loans — is on the rise. Is the practice a threat to traditional banking? Could be.

SOCIAL LENDING: This site gives a primer on social lending, with an old CBS News video on the subject and brief descriptions of the various types of social lending and the websites that do it.

http://www.sociallending.net

A similar page at MoneyRates also describes lending sites, including several for students raising money for college. One of these, GreenNote, says it helps students meet criteria for receiving charitable donations.

http://go.philly.com/sociallend1

HOW TO BORROW: American Consumer News has this post that explains very briefly how to apply for a loan at the Lending Club or Prosper.com, the leading "peer-to-peer" lending sites. The sites differ slightly in how they work and how long you get to pay back a loan.

http://go.philly.com/sociallend2

Prosper.com, which effectively shut down to new business from late 2008 to mid-2009 while it got into compliance with the Securities and Exchange Commission, now says it has facilitated $197 million in personal loans.

http://www.prosper.com

Lending Club says it has helped fund loans totaling $121 million.

http://www.lendingclub.com

PROS AND CONS: There's an upside and downside to most financial deals, and social lending is no exception. For example: You can borrow small amounts, and the interest charged may be lower than the bank's, but even social-lending sites can have strict requirements on borrowers' credit ratings. For investors, there's the chance that borrowers won't pay up. This posting at mint.com suggests ways to balance the advantages and the risks.

http://go.philly.com/sociallend3

FUTURE LENDING: A researcher at the Institute for the Future says peer-to-peer lending "is slowly chipping away at the monopoly that banks have enjoyed over the last century." After all, "Why go to the bank when you can get a loan at a lower interest rate through a p2p lending website?"

http://www.iftf.org/node/3390

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Previously:

Resources for saving money on summer vacation
Scouting out job opportunities on the Web
Get informed on 401(k) rules
Buy or rent?
Web resources for managing credit
Sites to guide you through headhunting process
Social insecurity
Better work habits
Seek aid online when filing taxes at the last minute
How to save money, or waste it, with a home garden
Web sites to explain the mysteries of inflation
Part-time problems
Tax help
Raise, promotion or new job strategies
Early retirement info on the Web
Self-promotion may be the key to landing that job
Helpful college financial aid sites
Money minders
In a dispute with the IRS?
Tips on how to sell stuff online
W-shaped recovery
Get control of your credit history
Teaching children about the value of money
Facing foreclosure
Just DIY
Starting your own business
Some help for the sandwich generation
Trying not to ‘overqualify’
The art of the deal
How to save money
Paying for college
Hanging onto your job
Got game? These sites got cheats
Who are you?
Online power tools
Here's how
Crazy contraptions
Turtles away!
Poetry in action
In the news
That's life
Download this
Nature blogs spring to life
That was then; this is now
Is your number up?
Listen up
“300” more than Ancient history
Looking for E.T.
Put on a smiley face :-)
Speaking of accents
In the news
AnsaThat finds its answer
On top of the world
Another day, another dollar
Prank you very much
How much is enough?
Sound off
Readers have questions, concerns
Quick, give me a word
Driving you crazy
The joy of Bob Ross
Online goes prime time
You don't need to know this
Remembering the creator of Scooby-Doo
Do-it-yourself art
‘Leave me alone!’
Special deliveries
Weight-loss journeys
Daily routines
Working without a map
Just you watch!
New year, new diet
Your mail answered
Chatting: Central characters
Wonders never cease
Secret messages
For your consideration
Freaky food forays
Best of 2006 online
Missed marketing
H.G. Wells’ legacy endures
A quest for dragons
E-mails you've sent
In the news
It's free!
Websites that help you find books that are right for you
Coping with illness
Some serious face time
Some serious face time
In reply to your e-mail ...
Turn your handwriting into a computer-based font that will allow you to churn out homespun greetings
Music for everyone
'Elusive planet' can be viewed clearly from Earth with the naked eye
Central characters
E-mail @ 35
Idle chatter
Funny money
Classic artwork in motion
For an unusual Thanksgiving
Your slip is showing
Best of the worst
Test your mind power
Remain anonymous

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