May 22, 2013
They launched the 'Arab Spring' but now yearn for the good old days of a strongman
May 20, 2013
Richard A. Serrano: Is Meir Kahane's assassin now a changed man?
Genetic copies of living people from embryos no longer science fiction
Jewz in the Newz by Nate Bloom :
The Kosher Gourmet by Cathy Pollak:
Jews Inducted into Rock Hall of Fame; Anton Yelchin co-stars in New "Trek" film; Kutcher (but not Kunis) visits Israel; Jewish TV Star Praises Jewish Rap Star
WARNING: This WALNUT CAKE WITH PRALINE FROSTING, perfect for afternoon coffee, is addicting
May 13, 2013
Rabbi Nathan Lopes Cardozo: Why the giving of the document that would permanently change the world could only be done in desolation
David G. Savage:
Church-state, literally? Supreme Court weighing public school graduation in a church
May 10, 2013
Rabbi Berel Wein: Be all that you should be
May 8, 2013
Peter Ford: Why China is welcoming both Israel's Netanyahu and Palestinians' Abbas
Obama administration quietly backs out of appeal over new contraceptive mandate
At Kerry-Putin meeting, US-Russia relations thaw --- a tad
The Kosher Gourmet by Leela Cyd Ross :
Almost too pretty to eat, this colorful salad with Sicilian inspiration will tickle the taste buds and delight your visual sensibility
May 6, 2013
May 3, 2013
Kids, kittens the Same?
With employee perks at struggling Internet pioneer Yahoo! it's hard to tell
Artificial kidney offers hope to patients tethered to a dialysis machine
April 29, 2013
Poland's new Jewish museum celebrates life, doesn't revisit Holocaust
Terrorism in America: Is US missing a chance to learn from failed plots?
Boston Bomber's 'Svengali' Revealed
Tiny satellites + cellphones = cheaper 'eyes in the sky' for NASA
April 26, 2013
Clifford D. May:
Defense in the Age of Jihadist Terrorism
Sharon Palmer, R.D.:
How to feel your best -- with plenty of energy, a healthy weight and optimal mental and physical function -- without driving yourself batty
April 24, 2013
Jewish World Review
Bookmark These: Social lending cuts banks out of equation
http://www.JewishWorldReview.com | (MCT)
Social lending — the formation of formal and informal networks of individuals to facilitate usually small loans — is on the rise. Is the practice a threat to traditional banking? Could be.
SOCIAL LENDING: This site gives a primer on social lending, with an old CBS News video on the subject and brief descriptions of the various types of social lending and the websites that do it.
A similar page at MoneyRates also describes lending sites, including several for students raising money for college. One of these, GreenNote, says it helps students meet criteria for receiving charitable donations.
HOW TO BORROW: American Consumer News has this post that explains very briefly how to apply for a loan at the Lending Club or Prosper.com, the leading "peer-to-peer" lending sites. The sites differ slightly in how they work and how long you get to pay back a loan.
Prosper.com, which effectively shut down to new business from late 2008 to mid-2009 while it got into compliance with the Securities and Exchange Commission, now says it has facilitated $197 million in personal loans.
Lending Club says it has helped fund loans totaling $121 million.
PROS AND CONS: There's an upside and downside to most financial deals, and social lending is no exception. For example: You can borrow small amounts, and the interest charged may be lower than the bank's, but even social-lending sites can have strict requirements on borrowers' credit ratings. For investors, there's the chance that borrowers won't pay up. This posting at mint.com suggests ways to balance the advantages and the risks.
FUTURE LENDING: A researcher at the Institute for the Future says peer-to-peer lending "is slowly chipping away at the monopoly that banks have enjoyed over the last century." After all, "Why go to the bank when you can get a loan at a lower interest rate through a p2p lending website?"
Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.
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