Home
In this issue
December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review May 1, 2014 / 1 Iyar, 5774

Ain't no Romance Without Finance

By Ron Hart




JewishWorldReview.com | Just to sum up last week politically, our president celebrated Earth Day by flying Air Force One and four other jets to Japan.

Over $400-an-ounce Kobe beef and sushi, he gave speeches railing about income inequality. In what might be a robot-based economy, Obama toured a Honda plant where programmable, human-like robots obey every command. And in a tit-for-tat display of one-upsmanship, Obama called a press conference with his mainstream media reporters. The robotics designers were very impressed and admitted defeat.

But this week I want to talk about marriage. I have many very flawed theories on the matter that I'd like to hash out in column form on the eve of my older daughter's nuptials.

Once they take away the wedding cake (the average wedding costs $30,000), the real marriage begins. Commitment to a spouse is an investment in him or her, and the family, through your marriage. And they commit to you. Some want the big wedding but not so much the ensuing marriage.

My parents used to say that they were not rich enough to get divorced. Money, or the lack thereof, can often the reason that marriages last. Or as the great Tennessee philosopher Lumber says, "Boys, the reason our marriage works is that we both realized we both got the best deal we could get."

Today half of marriages end in divorce. So getting married is betting half your net worth that you can put up with the same person for the rest of your life. A buddy of mine recalls his first marriage as a "four-year hostage situation."

Marriage is about aligning many things, especially finances. It's the issue couples most fight about, and it feeds the 50% divorce rate. Women now check men's FICO credit scores before dating them. Some out there are so over their skis financially and in debt that they are looking for someone to take over the payments.

Pre-nup or not, it behooves couples to sit down and have an honest talk about their finances. Each side should know the truth about the finances of the other. It is not romantic, so many avoid the subject. But it is vitally important.



People get married later today. The average age is 31 for men and 29 for women. That is either good if they saved or bad if they borrowed. 18% of married couples keep separate checking accounts. Many are using the method of three accounts: one for each person's expenses and one for joint expenses. The "yours, mine and ours" approach probably works in many cases.

Coordinating temperaments on spending is difficult, especially when money comes from one account and one spouse out-earns the other.

Student loans for "educations" of increasingly questionable worth now total over $1 trillion—more than credit card debt. Expensive educations are less likely to be followed by a commensurately paying job. The loan shark that is our federal government does not allow student loans to be discharged in bankruptcy. The reason college kids identify with Obama is that most are deeply in debt and are in their sixth term of a hopeless endeavor where they have learned little.

Some couples hide expenses from each other. Others manage the spouse's reaction. Restaurant owner friends in Memphis had an old school relationship where she spent and he wrote checks. When Ann Taylor expenses kept coming up, he complained to her, "What's this?" She immediately said Ann Taylor was her gynecologist. He never said another word about it.

Yet with all its problems, folks still long for a marriage. A golfing buddy tells the story of a five times married, 75-year-old man. He had been single a few years, always ran hard, and most thought he was done with marriage. When my buddy found out he was once again engaged, he confronted the older gentleman and asked, "Dude, why the hell are you getting married again at 75?" He said, "I guess I just miss cheating."

So get it right. It is a lot less trouble and expensive to stay married. And usually, divorcing for another just buys you a new set of problems. The LA Clippers' owner is finding this out the hard way. The 81-year-old Donald Sterling got double crossed by his mistress who is less than half his age. When anyone tells you Viagra only costs $10 a pill, it's not always true.


Ron Hart Archives


Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.


BUY THE BOOK


Click HERE to purchase it at a discount. (Sales help fund JWR.).


JWR contributor Ron Hart grew up in Tennessee and began writing a column for his hometown paper in 2002. He attended The University of Memphis and the Institute for Political and Economic Systems at Georgetown University. Ron graduated Magna Cum Laude and was elected student government president. Upon getting his MBA, he went to work for Goldman Sachs. He was appointed to the Tennessee Board of Regents by then Governor Lamar Alexander and is now a private investor. He appears on CNN and has been quoted in numerous publications including the Wall Street Journal.



© 2013 Ron Hart

Columnists

Toons

Lifestyles

Quantcast