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May 13, 2013
David G. Savage: Church-state, literally? Supreme Court weighing public school graduation in a church
May 10, 2013
Rabbi Berel Wein: Be all that you should be
May 8, 2013
Peter Ford: Why China is welcoming both Israel's Netanyahu and Palestinians' Abbas
Warren Richey: Obama administration quietly backs out of appeal over new contraceptive mandate
Fred Weir: At Kerry-Putin meeting, US-Russia relations thaw --- a tad
The Kosher Gourmet by Leela Cyd Ross : Almost too pretty to eat, this colorful salad with Sicilian inspiration will tickle the taste buds and delight your visual sensibility
May 6, 2013
May 3, 2013
Kids, kittens the Same? With employee perks at struggling Internet pioneer Yahoo! it's hard to tell
Sandy Kleffman: Artificial kidney offers hope to patients tethered to a dialysis machine
April 29, 2013
Roy Gutman: Poland's new Jewish museum celebrates life, doesn't revisit Holocaust
Mark Clayton: Terrorism in America: Is US missing a chance to learn from failed plots?
Kim Murphy: Boston Bomber's 'Svengali' Revealed
Pete Spotts: Tiny satellites + cellphones = cheaper 'eyes in the sky' for NASA
April 26, 2013
Clifford D. May: Defense in the Age of Jihadist Terrorism
Sharon Palmer, R.D.: How to feel your best -- with plenty of energy, a healthy weight and optimal mental and physical function -- without driving yourself batty
April 24, 2013
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Jewish World Review
Bookmark These: Get informed on 401(k) rules
By
Reid Kanaley
http://www.JewishWorldReview.com | (MCT)
Named for section 401, subsection k, of the Internal Revenue Code, a 401(k) is an account where millions of people now squirrel away their retirement savings by having money deducted from their pay. Some employers add to the account with a "match." Avoid the pitfalls of a 401(k) — such as the temptation to spend it too soon — by reviewing these sites.
IT'S COMPLICATED. Managing a 401(k) can be complex. But this item breaks it down for us. Bankrate.com's article called "3 ways to build a secure retirement plan" is about the three basic things you need to do to make the most of your account. You must find out, first, how much you should be stashing away from each paycheck — and that depends primarily on your age bracket. Then you have to sift through all the available funds to decide which ones you'll be comfortable keeping your money in. And, last, you have to rebalance the fund allocations every year or so to stay on track.
http://go.philly.com/401k-a
HANDS OFF. Many people give in to the temptation to tap their 401(k) funds before retirement to pay off debts or for other expenses. Advice on this move, in general, is to never do it. Women's Finance explains the abundant reasons not to cash out early — including a description of the growth potential that you'll never earn on that money, the income tax you'll likely pay on the cash, and the additional 10 percent penalty for an early withdrawal.
http://go.philly.com/401k-b
BE YOUR OWN BANKER. A less costly alternative is to borrow from your own 401(k). But MSN's MoneyCentral warns that that is not a great idea, either. You'll lose interest on the borrowed funds, and you'll have to pay it back with non-tax-sheltered money.
http://go.philly.com/401k-c
IRS DETAILS. The Internal Revenue Service, whose bureaucratic code lends the 401(k) its weird name, has articles explaining, for employers and workers, how to handle contributions on tax forms and how to set up and terminate an account, and listing the rules for withdrawals.
http://go.philly.com/401k-d
Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.
Comment by clicking here.
Previously:
Buy or rent?
Web resources for managing credit
Sites to guide you through headhunting process
Social insecurity
Better work habits
Seek aid online when filing taxes at the last minute
How to save money, or waste it, with a home garden
Web sites to explain the mysteries of inflation
Part-time problems
Tax help
Raise, promotion or new job strategies
Early retirement info on the Web
Self-promotion may be the key to landing that job
Helpful college financial aid sites
Money minders
In a dispute with the IRS?
Tips on how to sell stuff online
W-shaped recovery
Get control of your credit history
Teaching children about the value of money
Facing foreclosure
Just DIY
Starting your own business
Some help for the sandwich generation
Trying not to overqualify
The art of the deal
How to save money
Paying for college
Hanging onto your job
Got game? These sites got cheats
Who are you?
Online power tools
Here's how
Crazy contraptions
Turtles away!
Poetry in action
In the news
That's life
Download this
Nature blogs spring to life
That was then; this is now
Is your number up?
Listen up
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Looking for E.T.
Put on a smiley face :-)
Speaking of accents
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Sound off
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Quick, give me a word
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Online goes prime time
You don't need to know this
Remembering the creator of Scooby-Doo
Do-it-yourself art
‘Leave me alone!’
Special deliveries
Weight-loss journeys
Daily routines
Working without a map
Just you watch!
New year, new diet
Your mail answered
Chatting: Central characters
Wonders never cease
Secret messages
For your consideration
Freaky food forays
Best of 2006 online
Missed marketing
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Some serious face time
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Turn your handwriting into a computer-based font that will allow you to churn out homespun greetings
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Central characters
E-mail @ 35
Idle chatter
Funny money
Classic artwork in motion
For an unusual Thanksgiving
Your slip is showing
Best of the worst
Test your mind power
Remain anonymous
© The Philadelphia Inquirer. Distributed by McClatchy-Tribune Information Services.
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