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April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review May 1, 2009 / 7 Iyar 5769

Giving credit a run for the money

By Lori Borgman

Lori Borgman
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http://www.JewishWorldReview.com | I went green (as in greenbacks) last month. I put away the credit cards, operated on a cash-only basis and hung out with the guys — Washington, Lincoln and Jackson.


With the current economic turmoil, it seemed like a good time to estimate how much I spend running the house and see how far off I was.


Sure, you can track what you spend with a credit card, but it's not real time. By the time you're going over your charges a month after you made them, you have no idea why a sane person would go to Wal-Mart 9 times in one billing period.


Besides, plastic isn't real money.


Just like the politicians working with numbers on paper aren't spending real money. If they carted those billions in bundled bills by wheelbarrows from D.C. to every corporation getting a bailout, we wouldn't have a president asking Congress to cut the equivalent of a latte from next year's budget.


We wouldn't have a Congress. They would have been run out of town several hundred billion dollars ago.


I loosely estimated what I spend on groceries, clothes and assorted household items in a month and made a cash withdrawal at the bank.


I was out of funds by the 10th.


Being that I had already proven myself right — that I underestimate what I spend on a daily basis with credit cards — I rewarded myself with a another trip to the bank for more cash. When that was gone, it was no money — no shop-ey.


Here are the differences between paying with plastic and paying with cash:


First and foremost — it hurts.


Secondly, you develop hostile feelings toward mundane purchases like glass cleaner, baking soda and grass seed.


When you spend cash, you're more inclined to dig around for something you thought you saw in the garage five years ago than to rush out and buy a new one.


Lingering desires to continue swiping credit cards is so intense you are tempted to swipe your driver's license at the grocery store checkout for old time's sake.


When you see cash literally slipping through your hands, you take better care of what you already have.


You realize that a $3 greeting card is a total waste of money and hit the 99-cent display.


When you shop with a credit card, you ask yourself, "When is that screen going to pop up so I can scribble my name?" When you shop with cash, you ask yourself, "Is this really necessary?"


When you spend cash, you plan meals more carefully and treat your leftovers with respect. The words "let's eat out" do not roll off your tongue.


Impulse buying plummets to almost zero.


When you near the end of your allotted dollars, you spend slowly and thoughtfully and promise yourself not to take it out on the husband, small children and furry animals.


When you spend cash, the best part of the month isn't when you load your wallet — it's when you open the credit card bill.

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.

JWR contributor Lori Borgman is the author of , most recently, "Catching Christmas" (Click HERE to purchase. Sales help fund JWR.) and I Was a Better Mother Before I Had Kids To comment, please click here. To visit her website click here.

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