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July 8, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir: Q. Duty to save gullible from themselves?

Frank J. Gaffney, Jr.: Islamists have the West just where they want us

JWisdom:: Putting the Spirit Back into Spirituality, Part 3: The Fully Loaded Human Being by Rabbi Dovid Gross

July 3, 2008

Rabbi Dr. Abraham J. Twerski: A spiritual budget (TOUCHING!)

Jeff Jacoby: Israel still paying for its defeat

JWisdom:: Re-Jew-venating prayer, Part IV by Rabbi David Aaron

JWisdom:: The Moses Method by Rabbi Sroy Levitansky

July 2, 2008

Jonathan Tobin: Appeasers Make Poor Patriots

The Kosher Gourmet By Kathleen Purvis: Slaw, y'all: For BBQs or Sabbath dinner, these southern recipes are something else!

JWisdom:: Rabbi Mordechai Becher: Jewish Rx for A Simpler Life

July 1, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir: Q. I think it's important to leave a legacy to my children. How much should I save towards this end?

Paul Greenberg:A President who is history deficient?

JWisdom:: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Poland's Unique Antisemitism

June 30, 2008

Jonathan Rosenblum: Remembering the architect of Torah Judaism for the modern world

Abe Novick: Hulk: Still a Jew?

JWisdom: : Putting the Spirit Back into Spirituality, Part 2: The Abandoned Child

June 26, 2008

Rabbi Abraham J. Twerski: Quantum leap to evil

Caroline B. Glick: Victimized families must not be allowed to dictate policy

June 25, 2008

Rabbi Yonason Goldson: Today in Biblical History: King Jeroboam of Israel prevents pilgrimage to Jerusalem

Jonathan Tobin: Real Friends and Real Enemies

JWisdom: Raping of reason By Rabbi Sroy Levitansky

June 25, 2008

Steven Emerson: Kristof: Never Mind the Terrorists

Stratfor Intelligence Briefing: Mediterranean Flyover: Telegraphing an Israeli Punch?

JWisdom: Rabbi David Aaron: Re-Jew-venating prayer, Part III

June 24, 2008

Caroline B. Glick: What were they thinking!?

Frank J. Gaffney, Jr.: Guilty knowledge

JWisdom: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Warping Innocence

June 23, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir: Diploma dilemma

Jeff Jacoby: A world without children

JWisdom: Rabbi Dovid Gross: Putting the Spirit Back into Spirituality --- Introduction

June 20, 2008

Rabbi A. Henach Leibowitz: Man: The Crowning Glory of Creation

Caroline B. Glick: Israel's darkest week

JWisdom: We aren't worthy? by Rabbi Sroy Levitansky

June 19, 2008

Rabbi Elazar Meisels: The saints who don't come marchin' in

Chris Christoff: Muslim woman demands an apology from Obama after camera snub

June 18, 2008

Jonathan Tobin: Still Dancing Around Jerusalem

The Kosher Gourmet by Steve Petusevsky: Chilled fruit and vegetable soups

JWisdom: Souls Need A Check Up? by Rabbi Mordechai Becher

June 17, 2008

Rabbi Avi Shafran: Baby Einstein

Caroline B. Glick: Bush's rhetoric, Bush's policies

JWisdom: Re-Jew-venating prayer, Part II by Rabbi David Aaron

June 16, 2008

Varda Branfman: Bob Dylan, won't you please come home?

Diana West: Academic dares to question the 'religion of peace'

JWisdom: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Positive Backfire

June 13, 2008

Rabbi Berel Wein: Trading manna for whine

Caroline B. Glick: Peace with friends

JWisdom: From the mouths of … by Rabbi Sroy Levitansky

June 12, 2008

Michael Feldberg: Meet Paul Revere's pal, the Orthodox Jew who played a key role in laying Boston's cultural and business infrastructure

The Kosher Gourmet by Kathy Manweiler: No need to be tempted by Wendy's mandarin chicken salad

JWisdom: Re-Jew-venating prayer, Part I by Rabbi David Aaron

June 11, 2008

Rabbi Avi Shafran: What would Hillel say?

Jonathan Tobin: UNRWA and NGOs: The Real U.N. 'Insult'

JWisdom: Sara Yoheved Rigler: Greatness Made Simple: How a momentary decision shifted life's course and destination

June 6, 2008

Rabbi Pinchas Stolper: Revelation: The basis of faith

Binyamin L. Jolkovsky: Mere hours after becoming Israel's new 'best friend' Obama backtracks on status of Jerusalem

Caroline B. Glick: UN choosing to protect rogue nuclear programs

JWisdom: Sameness in difference by Rabbi Sroy Levitansky

June 5, 2008

David Lightman: Now Obama wants to be Israel's newest 'best friend'

Obama's remarks to AIPAC policy conference

The Kosher Gourmet By Ethel G. Hofman: Shavous cuisine: Ruby Fruit Soup, Lokshen Kugel with Cheese, Key Lime Curd, Calsone Casserole Frittata with Wild Mushrooms, Sun-dried tomatoes and Olives, Baked Tilapia with Pepper Cheese Cream and Brown Sugar Shortbread

JWisdom: Why a Jewish Jerusalem makes so many nervous by Rabbi Mordechai Becher

June 4, 2008

Jonathan Rosenblum: A different sort of 'religious broadcaster'

Jonathan Tobin: Misgivings on the Road to Damascus

JWisdom: 44 Years Without An Argument? by Sara Yoheved Rigler

June 3, 2008

Daniel Pipes: Obama vs. McCain on the Middle East

Everything's Relative: There is a crisis growing in Orthodox synagogues worldwide, reveals Jordan "Gorf" Gorfinkel

JWisdom: White Facades; Black Secrets by Rabbi Mordechai Becher

June 2, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir: Q: Lie to outsmart discriminator?

He writes the songs that make our souls sing:Gavriel Aryeh Sanders interviews Jewish music legend Ben Zion Shenker; includes stirring, uplifting song

JWisdom: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Of laws and lives

March 22, 2007

J-Rhythms with Avraham Rosenblum: JWR's cutting-edge music program showcasing performers -- singers, song writers, musicians, and bands -- who learn and live the Torah lifestyle (OUR NEWEST IGODCAST !)

Oct. 29, 2003
Mortimer B. Zuckerman: Graffiti On History's Walls (MUST-READ!)

Jewish World Review January 4, 2008 / 26 Teves, 5768

Robbing patients to pay CEOs; Unprecedented medical insurance corporationgreed

By Drs. Michael A. Glueck & Robert J. Cihak

The Medicine Men
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http://www.JewishWorldReview.com | Over the years we have frequently commented on the negative role the legal profession and government regulations have had on the healthcare delivery system and rising costs for the patient.


Today we comment on greedy and uncaring medical insurance companies and CEO and executive greed that rivals that seen in other American industries the last few decades.


This particular story is well documented in a recent January 1, 2008 release from The Association of American Physicians and Surgeons.


A year ago, William McGuire, M.D., was ousted from his position as one of the highest paid executives in the U.S. because of a backdating scandal. More than 80 corporate officials lost their jobs in the scandal.


Dr. McGuire, former chief executive of UnitedHealth Group, agreed to one of the largest executive-pay givebacks in history, forfeiting $620 million in stock option gains and retirement pay, to settle civil and federal claims against stock-option backdating. The final outcome, however, remains uncertain as of Dec 28, 2007


McGuire still retains about 24 million stock options that currently could be cashed in for a gain of about $800 million on top of the $500 million in pay he received from UnitedHealth between 1991 and 2006. A freeze on these assets was continued by U.S. District Judge James Rosenbaum in a Dec 26 ruling, pending a decision by the Minnesota Supreme Court on whether he has the power to examine the settlement beyond just rubber-stamping it. State courts give varying degrees of deference to special litigation committees.


The committee, appointed by UnitedHealth¹s board, had concluded that some of the accusations against McGuire might have merit, but the cost and risk of suing him might not be worth it. McGuire neither admitted nor denied wrongdoing.


The two former Minnesota Supreme Court justices on the committee wrote that their ability to evaluate McGuire¹s potential defenses were, "hampered by his unavailability for an interview." They interviewed 50 other people over the course of a year (Joshua Reed, Chicago Sun-Times 12/7/07).


Judge Rosenbaum also expressed some thoughts about the amount of money that McGuire had claimed when he was forced out of UnitedHealth. "Words such as Œhuge,¹ Œfantastic,¹ Œastounding,¹ Œstaggering,¹ or Œastronomical,¹ do not describe $1 billion," he wrote. "Such a sum can only be thought of as Œtranscendent,¹ or in terms of the gross national product of smaller members of the United Nations" (Vanessa Fuhrmans and Peter Lattman, Wall St Journal 12/28/07).


McGuire is barred from serving as an officer or director of a public company for 10 years. He also still faces a criminal inquiry.


UnitedHealth¹s current CEO, Stephen Hemsley, plans to voluntarily have his remaining options repriced, effectively forfeiting $50 million, on top of the $190 million in gains he agreed to give back last year on options with questionable grant dates (Wall St J 12/7/07).


While growing into a colossus, UnitedHealth has repeatedly failed to perform its basic job of paying medical bills. UnitedHealth, which covers 70 million Americans, has been sanctioned in nine states for paying claims slowly; shortchanging doctors, hospitals, or patients; or poorly handling complaints and appeals.


One Nebraska woman complained to state regulators that UnitedHealth¹s computers had incorrectly rejected claims related to her son¹s surgery‹six times.


At one point, UnitedHealth owed Dr. George Schroedinger, an orthopedic surgeon, $600,000. He and his clinic sued UnitedHealth of the Midwest in 2004.


Deciding for the clinic, U.S. District Judge Stephen Limbaugh of Missouri declared that the company¹s claims processing systems were "flawed in many ways, denying, reducing, and improperly processing claims on a regular basis. And despite innumerable requests, United was unwilling to remedy the underlying errors in its systems" (Star-Tribune 12/12/07).


Payment troubles continued after the verdict, and Dr. Schroedinger filed a second lawsuit. "These people can never get it right, which says to me that they just plain lie," he said in an interview.


Failure to pay isn¹t the only complaint. The insurer also gives incorrect information on which physicians are in its network, creating enormous problems for physicians¹ staff.


The AMA said that no other insurer has prompted as many complaints as UnitedHealth about abusive and unfair payment practices. AMA officials have met with UnitedHealth executives 16 times since 2000, with little to show for it.


"They have always got a new plan to fix it," said Dr. William G. Plested III, past president of the AMA. But "nothing ever happens."


It seems to us that this case is just the tip of the insurance iceberg. More and more stories are appearing daily in the news media about how insurance company are instructing employees their jobs are to deny claims and/or delay payments.


With such a high percentage of medical premiums and other costs going to the legal profession, to maintain compliance with endless government rules/regulations and being hoarded by the insurance companies and executives — is it any wonder medical costs are increasing so dramatically?


It's time to take a closer look at the medical insurance companies. UnitedHealth Group is not the first medical insurance company to rob patients, hospitals and clinics to pay obscene salaries to their executives.


Editor's Note: Michael Arnold Glueck, M.D., comments on medical-legal issues and is a visiting fellow in Economics and Citizenship at the International Trade Education Foundation of the Washington International Trade Council. Robert J. Cihak, M.D., is a senior fellow and board member of the Discovery Institute and a past president of the Association of American Physicians and Surgeons.

Every weekday JewishWorldReview.com publishes what many in in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.

Michael Arnold Glueck, M.D., is a multiple award winning writer who comments on medical-legal issues. Robert J. Cihak, M.D., is a Discovery Institute Senior Fellow and a past president of the Association of American Physicians and Surgeons. Both JWR contributors are Harvard trained diagnostic radiologists. Comment by clicking here.

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