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July 3, 2008

Rabbi Dr. Abraham J. Twerski: A spiritual budget (TOUCHING!)

Jeff Jacoby: Israel still paying for its defeat

JWisdom:: Re-Jew-venating prayer, Part IV by Rabbi David Aaron

July 2, 2008

Jonathan Tobin: Appeasers Make Poor Patriots

The Kosher Gourmet By Kathleen Purvis: Slaw, y'all: For BBQs or Sabbath dinner, these southern recipes are something else!

JWisdom:: Rabbi Mordechai Becher: Jewish Rx for A Simpler Life

July 1, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir: Q. I think it's important to leave a legacy to my children. How much should I save towards this end?

Paul Greenberg:A President who is history deficient?

JWisdom:: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Poland's Unique Antisemitism

June 30, 2008

Jonathan Rosenblum: Remembering the architect of Torah Judaism for the modern world

Abe Novick: Hulk: Still a Jew?

JWisdom: : Putting the Spirit Back into Spirituality, Part 2: The Abandoned Child

June 26, 2008

Rabbi Abraham J. Twerski: Quantum leap to evil

Caroline B. Glick: Victimized families must not be allowed to dictate policy

June 25, 2008

Rabbi Yonason Goldson: Today in Biblical History: King Jeroboam of Israel prevents pilgrimage to Jerusalem

Jonathan Tobin: Real Friends and Real Enemies

JWisdom: Raping of reason By Rabbi Sroy Levitansky

June 25, 2008

Steven Emerson: Kristof: Never Mind the Terrorists

Stratfor Intelligence Briefing: Mediterranean Flyover: Telegraphing an Israeli Punch?

JWisdom: Rabbi David Aaron: Re-Jew-venating prayer, Part III

June 24, 2008

Caroline B. Glick: What were they thinking!?

Frank J. Gaffney, Jr.: Guilty knowledge

JWisdom: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Warping Innocence

June 23, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir: Diploma dilemma

Jeff Jacoby: A world without children

JWisdom: Rabbi Dovid Gross: Putting the Spirit Back into Spirituality --- Introduction

June 20, 2008

Rabbi A. Henach Leibowitz: Man: The Crowning Glory of Creation

Caroline B. Glick: Israel's darkest week

JWisdom: We aren't worthy? by Rabbi Sroy Levitansky

June 19, 2008

Rabbi Elazar Meisels: The saints who don't come marchin' in

Chris Christoff: Muslim woman demands an apology from Obama after camera snub

June 18, 2008

Jonathan Tobin: Still Dancing Around Jerusalem

The Kosher Gourmet by Steve Petusevsky: Chilled fruit and vegetable soups

JWisdom: Souls Need A Check Up? by Rabbi Mordechai Becher

June 17, 2008

Rabbi Avi Shafran: Baby Einstein

Caroline B. Glick: Bush's rhetoric, Bush's policies

JWisdom: Re-Jew-venating prayer, Part II by Rabbi David Aaron

June 16, 2008

Varda Branfman: Bob Dylan, won't you please come home?

Diana West: Academic dares to question the 'religion of peace'

JWisdom: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Positive Backfire

June 13, 2008

Rabbi Berel Wein: Trading manna for whine

Caroline B. Glick: Peace with friends

JWisdom: From the mouths of … by Rabbi Sroy Levitansky

June 12, 2008

Michael Feldberg: Meet Paul Revere's pal, the Orthodox Jew who played a key role in laying Boston's cultural and business infrastructure

The Kosher Gourmet by Kathy Manweiler: No need to be tempted by Wendy's mandarin chicken salad

JWisdom: Re-Jew-venating prayer, Part I by Rabbi David Aaron

June 11, 2008

Rabbi Avi Shafran: What would Hillel say?

Jonathan Tobin: UNRWA and NGOs: The Real U.N. 'Insult'

JWisdom: Sara Yoheved Rigler: Greatness Made Simple: How a momentary decision shifted life's course and destination

June 6, 2008

Rabbi Pinchas Stolper: Revelation: The basis of faith

Binyamin L. Jolkovsky: Mere hours after becoming Israel's new 'best friend' Obama backtracks on status of Jerusalem

Caroline B. Glick: UN choosing to protect rogue nuclear programs

JWisdom: Sameness in difference by Rabbi Sroy Levitansky

June 5, 2008

David Lightman: Now Obama wants to be Israel's newest 'best friend'

Obama's remarks to AIPAC policy conference

The Kosher Gourmet By Ethel G. Hofman: Shavous cuisine: Ruby Fruit Soup, Lokshen Kugel with Cheese, Key Lime Curd, Calsone Casserole Frittata with Wild Mushrooms, Sun-dried tomatoes and Olives, Baked Tilapia with Pepper Cheese Cream and Brown Sugar Shortbread

JWisdom: Why a Jewish Jerusalem makes so many nervous by Rabbi Mordechai Becher

June 4, 2008

Jonathan Rosenblum: A different sort of 'religious broadcaster'

Jonathan Tobin: Misgivings on the Road to Damascus

JWisdom: 44 Years Without An Argument? by Sara Yoheved Rigler

June 3, 2008

Daniel Pipes: Obama vs. McCain on the Middle East

Everything's Relative: There is a crisis growing in Orthodox synagogues worldwide, reveals Jordan "Gorf" Gorfinkel

JWisdom: White Facades; Black Secrets by Rabbi Mordechai Becher

June 2, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir: Q: Lie to outsmart discriminator?

He writes the songs that make our souls sing:Gavriel Aryeh Sanders interviews Jewish music legend Ben Zion Shenker; includes stirring, uplifting song

JWisdom: Holocaust in the Perspective of Faith by Rabbi Nosson Scherman: Of laws and lives

March 22, 2007

J-Rhythms with Avraham Rosenblum: JWR's cutting-edge music program showcasing performers -- singers, song writers, musicians, and bands -- who learn and live the Torah lifestyle (OUR NEWEST IGODCAST !)

Oct. 29, 2003
Mortimer B. Zuckerman: Graffiti On History's Walls (MUST-READ!)

Jewish World Review Jan. 12, 2007 / 22 Teves, 5767

Consumer-directed health plans taking off and get a boost from Congress — HMO's are losing favor

By Drs. Michael A. Glueck & Robert J. Cihak

The Medicine Men
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http://www.JewishWorldReview.com | As the New Year 2007 begins there is some good health news for consumers who want a say and choice in their own health care. HMO's are dying a slow painful death (their just due) while consumer-directed health plans and health saving accounts (HAS' s) are becoming healthier and flourishing.


According to a recent Mercer survey of 3,000 U.S. employers, consumer-directed health plans tripled in 2006. Compared with a managed-care plan such as an HMO, they reduce the annual cost per employee by a


bout $1,000. While small businesses were first to take an interest, larger businesses are beginning to take notice also. The Houston Independent School District has offered two consumer-directed options for the past three years, with excellent results. The annual health benefit cost per employee rose by only $270 rather than the expected $1,500, from $5,500 to $5,770 (Brett Brune, Houston Chronicle 12/18/06).


A provision rushed through Congress just before adjournment makes the funding of health savings accounts much more practical. Employers will be allowed to roll over balances from a Health Reimbursement Account (HRA) and/or Flexible Spending Account (FSA) into the H S A of employees who are switching. The allowable HSA contribution has been raised and will be indexed to inflation. Previously, it was limited to the amount of the deductible, but in 2007 can be up to $2,850 for singles or $5,650 for a family. See www.ustreas.gov/press/releases/hp209.htm.


Democrats generally opposed the provision, which was pushed through by outgoing House Ways and Means Committee Chairman Bill Thomas (R-CA). When economist John Goodman, founder of the National Center on Policy Analysis began pushing for the idea of tax-favored medical savings accounts 16 years ago, only about five Congressmen would listen to him.


Goodman thought that nothing but market forces could tame rising medical costs.


A recent Rand Corp. study showed employers report saving 10 percent on health benefits costs, and plan participants appeared to trim spending between 2 percent and 15 percent. Some worry that people are skimping on necessary as well as unnecessary care.


But Goodman says: "Someone is going to have to choose between health care and other uses of money. If you want someone else to make those choices for you, you can join an HMO. But if you want to make those choices for yourself, these accounts give you the financial ability to make them" (Christopher Lee, Washington Post 12/28/06).


While HSAs are growing, customers are bailing out of HMOs in record numbers. Patients complain about restricted choice. And the promised cost savings have not occurred. The average HMO premium cost per person paid out by major companies is projected to jump to $8,151 in 2007, a 64 percent increase from $4,979 in 2002 (Bruce Japsen, Chicago Tribune, posted by sunherald.com 11/22/06).


A previous Association of American Physicians (AAPS) News of the Day release in March, 2006, noted there had been a seven-fold increase in individuals covered by HSA-type insurance between November 2004 and December 2005 (Data from the American Health Insurance Providers for a U.S. Treasury Department fact sheet).


As these writers have often railed against managed care since the 80's we do take some satisfaction in seeing its proper demise. As we said then, "There is no way a healthcare corporation can provide more care, better care, at a lower cost while the patient wants all the latest expensive technology (but prefers not to pay for) while the corporation and stockholders want a greater return on their investment." This was not economic rocket science then nor is now.


HMOs and managed care were doomed to fail. When "for-profit" corporations offer potentially unlimited services for a flat fee (plus the usual co-pays) they reach a point where the only way they can make money is to withhold care.


Managed care, in these writers' opinion, was and is a cruel experiment on America's patients which provided Wall Street opportunists and non-medically-trained corporate presidents and officers with immoral obscene profits while the sick, elderly, disabled and mentally ill suffered.


Ironically corporate run managed care has been around just long enough for its lethal genes to rise up and destroy itself. We should never again allow such a deadly experiment with patients as guinea pigs.


Editor's Note: Michael Arnold Glueck III, M.D., wrote this week's commentary

Every weekday JewishWorldReview.com publishes what many in in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.

Michael Arnold Glueck, M.D., is a multiple award winning writer who comments on medical-legal issues. Robert J. Cihak, M.D., is a Discovery Institute Senior Fellow and a past president of the Association of American Physicians and Surgeons. Both JWR contributors are Harvard trained diagnostic radiologists. Comment by clicking here.

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